Attention homeowners in Springfield and Fairfax County: Get an Appraisal today!
The top seven reasons why VA homeowners need AAL APPRAISALS, LLC:
Do you own a home in or near Springfield? Do you need help determining the price of your real estate?
We at AAL APPRAISALS, LLC understand the individual needs of a consumer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a homeowner that ordinarily doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at AAL APPRAISALS, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. AAL APPRAISALS, LLC is veterans in helping clients just like you delete unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a region that is declining. This only means you're paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from AAL APPRAISALS, LLC is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. AAL APPRAISALS, LLC can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? AAL APPRAISALS, LLC offers field reviews where we go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.